New Britain Car Accident Lawyer
Car accidents can cause many different injuries, from whiplash and broken bones to traumatic brain injuries, paralysis and even the loss of limbs. These injuries can have a dramatic effect on many aspects of your life, leading to huge, ongoing medical bills, lost earning capacity, and pain and suffering. Often, the accident and the injuries that result were caused by another driver's reckless behavior. For example, maybe another driver was speeding, texting while driving, asleep at the wheel or violating traffic laws and this led to the accident. When this happens, you may have the right to pursue compensation for your damages.
The New Britain car accident lawyers at D'Amico & Pettinicchi have helped victims of many car accidents recover compensation that has helped them move on with their lives. Partner Mike D'Amico has been named to the Connecticut Law Tribune's Personal Injury Hall of Fame. He is also a lifetime member of the Multi-Million Dollar Advocates Forum.
Your consultation with our lawyers is free and comes with no obligation. This means there is no risk to you in contacting us to determine your options. You will not be charged for our services unless you receive compensation.
Car Insurance Compensation After a Crash
Most car accident victims seek compensation by filing an insurance claim. In Connecticut, accident victims can file an insurance claim with the at-fault driver's insurer or their own insurance company. This is because Connecticut is an at-fault state – this means the person that is at fault for the crash is held liable for the victim's damages. This is why, even if you file a claim with your own insurance company, they will first seek compensation from the other driver's insurance company.
There are a few coverages you can attempt to draw compensation from after a car accident:
- Bodily injury liability – This pays for expenses created by your injuries, such as medical bills and other expenses. Connecticut requires drivers to have a minimum of $25,000 in coverage per person and $50,000 per accident. Your New Britain car accident lawyer can pursue compensation from the other driver's bodily injury policy, up to the limits of coverage. If the driver has $30,000 in coverage you can pursue a maximum of $30,000 for medical bills.
- Property damage – Connecticut requires drivers to carry a minimum of $25,000 to pay for property damage from an accident they cause.
If your damages exceed the limits of the other driver's insurance policy, you may be able to pursue additional compensation from your car insurance company. Some of the coverages you could draw compensation from include:
- Collision – This covers damage to your car caused by a collision with another vehicle or object. You may be responsible for a deductible before the insurance company covers anything.
- Medical payments coverage – This pays for medical expenses and may cover lost wages and funeral expenses if you are killed in a car crash.
- Uninsured/underinsured motorist coverage – If you are injured in an accident with a driver who does not have insurance, or his or her policy limits are less than the value of your damages, you may be able to draw compensation from your uninsured/underinsured motorist coverage. This is often what drivers do after a hit-and-run accident.
Obtaining insurance compensation can be a time-consuming and complicated process that is very difficult to manage alone. An attorney can provide much-needed assistance throughout the process.
The New Britain car accident attorneys at our firm have many years of combined experience negotiating with insurance companies that pay out as little compensation as possible. We will not accept an unfair settlement offer and are prepared to file a lawsuit if we cannot obtain fair insurance compensation.
Once you file a claim, contact us to find out how we can help you. We are prepared to handle all settlement negotiations on your behalf.
Contact the firm today by calling (866) 848-7077.
Filing a Lawsuit
It is best to contact a lawyer as soon as possible after your accident – this way he or she will have plenty of time to file a lawsuit if your insurance claim is unsuccessful.
This is a factor many accident victims fail to consider when they think about hiring an attorney. They forget that insurance companies are focused on making money, not compensating accident victims fairly.
If your insurance claim is unsuccessful, you may still be able to file a personal injury lawsuit against the at-fault driver. A personal injury lawsuit allows you to pursue compensation that may not be available in an insurance claim, such as:
- Emotional distress
- Physical pain and suffering
- Lost earning capacity
- Loss of enjoyment
- Loss of companionship
However, there is a limited amount of time to file a personal injury lawsuit because of the statute of limitations. Under this law, you must file a lawsuit within two years of the date you suffered an injury or should have discovered you suffered an injury by exercising reasonable care.
The two-year clock does not stop running while you are pursuing insurance compensation. If you wait to file an insurance claim and contact a lawyer for help, he or she will have less time to file a lawsuit and ensure it is done before the statute of limitations passes. The insurance claims process can take a long time, so it is best to get things started right away, in case the insurance company refuses to offer fair compensation.
Our New Britain car accident lawyers can review your situation to determine precisely when the statute of limitations started running, so we will know when it runs out. We will keep you informed throughout the process and manage everything on your behalf, so you can focus on recovering from your injuries.
Types of Car Accidents
A wide variety of accidents happen on New Britain roadways, from seemingly minor fender benders to head-on crashes and fatal collisions that occur at high speed.
Our New Britain car accident attorneys are prepared to represent victims of many different accidents. This includes:
- Read-end collisions – These often occur at intersections when one car is stopped and another car plows into the back of it. Some people assume these accidents are not that serious, but they can cause long-term injuries, even if they occur at low speed. These are often caused by distracted driving and tailgating.
- T-bone accidents – These occur when one car crashes into the side of another that is crossing in front of it. These accidents often occur when a driver runs a red light or a stop sign. These can result in life-threatening injuries because the side of a vehicle is usually not as well equipped to deal with the impact of another car as the front or back of the vehicle.
- Drunk driving crashes – Consuming alcohol before driving can impair many abilities, including your sight, reaction time, judgment and focus. These all increase the risk of a dangerous crash that puts the driver's life and the lives of people in other vehicles at risk.
- Distracted driving accidents – This includes accidents caused by texting and driving, talking to passengers while driving, doing makeup or eating while driving, using a GPS device, and even posting to social media while on the road.
- Head-on collisions - These are often fatal, particularly if they occur at high speed. These are often the result of drivers going the wrong way. Sometimes drivers go the wrong way because they are distracted, drunk or tired.
If you suffered injuries in these or any other types of accidents, you may have the right to pursue compensation. Contact a car accident lawyer in New Britain for a free legal consultation.
What to Do After a Car Accident
When you are involved in a car accident, you may have a lot of questions, particularly about what you should do after the crash. You may have good reason to believe the other driver was negligent, but you are unsure of how to prove it. You may have seen commercials or other advertisements for personal injury lawyers but do not know if you should hire one to represent you.
Following the steps below can help relieve your anxiety, protect your health and safety, and help preserve your claim for compensation.
Go to the Doctor
The first priority is to receive treatment and to have all of your injuries diagnosed by medical professionals. You may think you have minor injuries or that you are not hurt at all, but sometimes symptoms can take a while to present themselves. A doctor will know how to identify your injuries and how best to treat them.
Another reason to go to the doctor is so that he or she can document your injuries and note they were caused by a car crash in your medical records. This is a key factor in any claim for compensation after a car accident.
Start Collecting Evidence
Your car accident attorney in New Britain can conduct an investigation later, but you can help your attorney by gathering evidence at the scene, in the minutes after the crash.
If you are physically able, take pictures of the scene, making sure to capture:
- Damage to the vehicles involved
- Property damage to the road or other things in the area, such as guardrails
- Your visible injuries
- Skid marks on the road
- Hazards or obstacles that contributed to the crash
- Anything else you think might be relevant
There is no such thing as too many pictures after a car accident. They can serve as powerful evidence when your lawyer is pursuing compensation on your behalf.
File a Police Report
If the police are called to the scene, an officer will fill out a police report on the accident. This piece of evidence will serve as an official record of the crash. If the officer cites a driver for traffic violations, it will be noted in the report. The report may also include the officer's opinion on what happened and who is at fault.
The New Britain Police Department makes these reports available three to five working days after the incident. It costs $.50 per page and cash is the only form of payment accepted. This report is a crucial piece of evidence.
Stick to the Treatment Plan
If you discontinue treatment, the insurance company could deny your claim. This is why it's crucial to follow the doctor's orders. This means attending follow-up appointments, taking prescribed medication, avoiding physical activity if you are told to do so, not working when the doctor says you are prohibited from working, etc.
File an Insurance Claim
You will likely want to be represented by an attorney when you talk to the insurance company. However, there is nothing wrong with filing an insurance claim as soon as possible after the accident. In fact, it is best to do this because there may be a deadline for filing an insurance claim. Also, if you wait, the insurance company may claim you are not really hurt or were injured from something besides the accident.
When you talk to the insurance company, tell them the basic facts about the accident. If they ask about your injuries or other things you are not sure of, you can refuse to answer. It is always best to stick to the facts and avoid giving your opinions. Insurance adjusters will try to use your words against you to deny or devalue your claim.
Contact an Attorney
Our New Britain car accident attorneys can review your situation in a free, no obligation legal consultation to determine if you have a case. If you do, and you choose to pursue it, we can represent you on contingency, so there are no fees unless you are compensated.
We can manage every step of the process on your behalf, advocating for your best interests every step of the way. You need someone on your side with experience who knows how to fight for fair compensation.
Contact a car accident attorney in New Britain today.
Comparative Fault After a Car Crash
Your accident may be mostly the fault of the other driver. However, you could be partially responsible for the accident. Maybe you were violating a traffic law at the time of the accident, and this helped contribute to your injuries.
When this happens, Connecticut's comparative fault law will likely be applied. Courts apply this, but insurance companies may use it as well, because they are trying to pay the least possible amount of compensation.
Under the comparative fault law, you can be assigned a percentage of fault for the accident. Your compensation award will be reduced according to your percentage of fault. However, if you are 51 percent or more responsible for the crash, you are prohibited from recovering any compensation.
For example, if you are 40 percent at fault, and you are seeking $50,000 in compensation, you can only recover $30,000.
While you may be partially at fault, you should not be assigned more fault than you deserve, and the other party should be held liable for your damages, even if they are reduced somewhat. Our attorneys will work hard to build a strong case as we try to ensure you fairly assigned blame for the crash.
Contact D'Amico & Pettinicchi today for a free consultation.
Contact a New Britain Car Accident Lawyer Today
When a car accident occurs, you need an advocate on your side who understands what you are going through and how to pursue fair compensation.
The attorneys at D'Amico & Pettinicchi will fight for the fair compensation you deserve. We will review your situation in a free, no obligation consultation. This means there is no risk to you. If you have a case and you want to move forward, we will not charge for our services unless you are compensated.
While compensation cannot change what happened, it can help you manage your injuries and other damages. This can be a big help as you try to heal and move on with your life.